Project development finance

Property development finance

Z2 is a specialist provider of bespoke, private funds to small and mid-sized property developers in England and Wales. We lend our own private funds, allowing us to provide flexible finance with the minimum of hassle and paperwork. We look to partner with developers over multiple projects, providing you with a reliable source of capital and with the opportunity to scale your business.

What we do

  • We specialise in providing loans for residential development, new build and refurbishment projects
  • We invest our own funds in every loan that we arrange
  • We offer bespoke funding for every project that we finance
  • We assess projects quickly, and we have streamlined approval and onboarding processes to make them as painless as possible
  • We look to establish long-term relationships with developers over multiple projects

...and what we don't do

  • We are not brokers - we invest our own funds
  • We are not builders - we don't get involved in your project
  • We are not a bank
  • We do not offer mortgage products, regulated loans or loans on individual's residences

What we do

  • We specialise in providing loans for residential development, new build and refurbishment projects
  • We invest our own funds in every loan that we arrange
  • We offer bespoke funding for every project that we finance
  • We assess projects quickly, and we have streamlined approval and onboarding processes to make them as painless as possible
  • We look to establish long-term relationships with developers over multiple projects

...and what we don't do

  • We are not brokers - we invest our own funds
  • We are not builders - we don't get involved in your project
  • We are not a bank
  • We do not offer mortgage products, regulated loans or loans on individual's residences

Developer Testimonials

"Having previously worked with some major high street lenders and specialist development financiers, I was extremely impressed with the professionalism, speed of response and support received from initial project and finance discussions through to the final drawdown of build costs. Both Rob and Stephen provided support and advice throughout the process and were instrumental to the success of our first project together. The speed and ease at which the finance was arranged and subsequently drawdown was a breath of fresh air compared to the box ticking experiences of the past. As a developer I needed finance fast and with a team I felt were partners in the process, Z2 delivered this and were a pleasure to work with. I Iook forward to our next project together."
Stephen Ellis-Smith
SES Investments Ltd
Developer testimonial
"Dealing with Z2 Partners was very straight forward, everything was carried out very professionally but they also both offered superb advice and guidance. They were very approachable, even on a daily basis had I required it. They were equally as excited about my project as much as I was which was nice. Financing the project with Z2 was a very simple process that I will certainly do again.’’
Stuart Barr
Stuart Barr CDR
"Z2 Partners have provided finance on a number of projects that I have worked on to date. Their approach has been professional and their responses have been swift, allowing me to focus on getting the development underway. I very much look forward to working with you on further projects."
Chris Hamer
Developer
Developer testimonialInterior

Completed projects

2022

Conversion of two derelict barns in Hampshire into holiday rentals

Hampshire Barn Conversion
2022

Three new-build terraced houses in Caerphilly, Wales

Three new-build terraced houses in Caerphilly, Wales
2021

Extension and redevelopment of a terraced house in Wimbledon

The transformation of a tired and dated terraced house into a contemporary family home.
2021

Conversion of a derelict pub into seven apartments

The conversion of a derelict pub into a set of seven flats located near the seaside in the centre of East Wittering
2021

Renovation of a five bedroom family home in Wimbledon SW19

A complete strip-out, extension and rebuild of a house in Wimbledon, SW19, resulting in a contemporary five-bedroom family home.
2020

Construction of nine apartments in Wimbledon SW19

The construction of six two-bed duplex apartments, plus three one-bed apartments on the site of a former garage in Wimbledon, SW19
2019

Renovation and extension of a rural cottage in Berkshire

Complete renovation and extension of a cottage in a village in Berkshire.
2019

Purchase and renovation of a five bed HMO in Porthcawl, Wales

Purchase and renovation of an old HMO building in the coastal town of Porthcawl
2019

Conversion of an old Dutch Barn into a beautiful family home

The conversion of a derelict Dutch barn into a beautiful contemporary family home.
2019

Renovation and conversion of a London house into three flats

The strip-back and conversion of a dilapidated house in Fulham into three flats.
2019

New-build construction of three houses in Devon

The construction of three new houses on the playing fields of a former Victorian school in Chardstock, Devon
2018

Renovation of a large HMO in Swansea

Purchase and renovation of a run-down HMO in Swansea
2018

Bridging Loan for the purchase of a disused car showroom in Wimbledon SW19

Bridging loan for the purchase of a disused car showroom, with a view to applying for planning to convert the site into nine flats
2018

Renovation and extension of a family house in Wimbledon

The extension and complete renovation of a detached house in the heart of Wimbledon Village
2017

Office to residential conversion in Hampton, London

The conversion of an office block into three apartments
2017

Renovation and extension of a family home in Wimbledon

Extension and renovation of a family home in Wimbledon
2017

Renovation of an HMO in Swansea

Renovation of an HMO in Swansea

We provide funding for

Completed Projects

Indicative Terms
  • Maximum LTV: 70%
  • Term: 1-18 months
  • Loan size: from £200,000
  • Interest can either be paid monthly
    or rolled up to the end of the facility
  • We aim to provide an indicative offer within a day of you getting in touch with a specific proposal.
  • We visit every project that we wish to invest in and can make a firm offer within 24 hours of the initial site visit.
  • We invest our own money and make our own investment decisions, meaning that our approval process is kept to the minimum amount of time and paperwork.
  • We look to work with trusted developers on a repeat basis.
Although our fees vary between projects, there are typically no other fees other than an arrangement fee, legal fees, the cost of an appropriate survey and valuation and the monthly interest charges. We take first charge against the development property or equivalent. Our loans are unregulated business loans. We do not offer consumer mortgage products.
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